Bank of Canada rate by year

The approximate target overnight rate for each year since 2000. For the full path and every change, see the rate history chart.

Quick answer

The Bank of Canada's target overnight rate has ranged from an emergency low of 0.25% (2009, 2020-2021) to a peak of 5.00% in 2023. It sits at 2.25% in 2026 after a series of cuts, the last on October 29, 2025.

20262.25%20252.25%20243.25%20235.00%20224.25%20210.25%20200.25%20191.75%20181.75%20171.00%20160.50%20150.50%20141.00%20131.00%20121.00%20111.00%20101.00%20090.25%20081.50%20074.25%20064.25%20053.25%20042.50%20032.75%20022.75%20012.25%20005.75%
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