BoC 2.25%/Prime 4.45%/Next Jul 15/CPI ~3.2%/USD/CAD
Land transfer tax › Nova Scotia

Nova Scotia deed transfer tax

In Nova Scotia the deed transfer tax is set by each municipality — roughly 1% to 1.5%, with Halifax at 1.5%. Non-residents also pay a 10% provincial tax. The buyer pays at closing. Estimate yours below.

Quick answer

Nova Scotia's municipal deed transfer tax runs about 1% to 1.5% of the sale price; Halifax charges 1.5%, so a $700,000 Halifax home is about $10,500. Non-residents pay an extra 10% provincial deed transfer tax. This is an estimate — verify with your lawyer.

2.25%
BoC rate
4.45%
prime rate
Jul 15
next decision

Nova Scotia deed transfer tax calculator

estimate
$
Note: the deed transfer tax rate is set by your municipality (0% to 1.5%). Halifax is 1.5%. Non-residents of Nova Scotia pay an additional 10% provincial deed transfer tax on qualifying residential purchases.
Estimated deed transfer tax
$0
Municipal deed transfer tax at the rate you pick.
Municipal tax$0
Non-resident (10%)$0
Estimate only — not legal or financial advice. Municipal rates vary by town; confirm your municipality's rate. The 10% non-resident tax applies to residential property (3 units or fewer) where ownership passes to non-residents, with exemptions. Verify with your lawyer.

Nova Scotia deed transfer tax rates (2026)

ComponentRate
Municipal deed transfer tax (varies)~1.0% – 1.5%
Halifax Regional Municipality1.5%
Provincial non-resident tax (residential)10%

The municipal deed transfer tax is set by each municipality. The 10% non-resident provincial deed transfer tax applies to agreements signed after March 31, 2025 (up from 5%), on residential property of 3 dwelling units or fewer, with a residency exemption.

FAQ

How much is deed transfer tax in Nova Scotia?

It is set by each municipality, roughly 1% to 1.5% of the sale price. Halifax charges 1.5%, so a $700,000 Halifax home is about $10,500.

What is the Nova Scotia non-resident tax?

A 10% provincial deed transfer tax on residential property (3 units or fewer) where ownership passes to non-residents, for agreements signed after March 31, 2025. It increased from 5%. A residency exemption applies if the buyer becomes a NS resident within 6 months.

Does every municipality charge the same rate?

No. The rate ranges from about 1% to 1.5% depending on the municipality. Check your specific town or the Service Nova Scotia rate list.

Is there a first-time buyer rebate?

There is no provincial first-time buyer rebate for the deed transfer tax.

Is this calculator exact?

No. It is an estimate; municipal rates vary and the non-resident tax has its own rules and exemptions. Confirm with your lawyer.

More home-buying tools

Independent & not affiliated. bankratecanada.ca (Overnight) is not affiliated with the Province of Nova Scotia or any municipality or any lender. Results are approximate, illustrative estimates — not tax rulings or legal or financial advice. See our Terms and Privacy.
Sources: novascotia.ca — Municipal deed transfer tax · novascotia.ca — Non-resident deed transfer tax (10%). Reviewed 6 Jul 2026 — estimates only, verify with your province or lawyer.
Your bank pays 0.01%. These pay more.
No-fee, high-interest accounts most Canadians overlook while saving a down payment. Partner offers; Overnight may earn a commission at no cost to you. Not financial advice.
neoNeo FinancialHigh-interest savings & cashbackCASH BONUSGet offer →WWealthsimpleInvest, trade & high-interest cashCASH BONUSGet offer →PCPC FinancialNo-fee chequing, savings & pointsNO-FEEGet offer →wiseWiseLow-cost global money transfersFEE-FREEGet offer →
© 2026 Overnight · bankratecanada.ca · Terms · Privacy
Powered by Looni