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Land transfer tax › Newfoundland & Labrador

Newfoundland & Labrador land transfer

Good news for buyers: Newfoundland and Labrador has no percentage-based land transfer tax. Instead you pay a modest registration-of-deeds fee — about $100 plus 40 cents per $100 of value. Estimate it below.

Quick answer

Newfoundland charges no true land transfer tax. The registration-of-deeds fee is $100 on the first $500 of value plus $0.40 per $100 above that — roughly 0.4%. On a $700,000 home that's about $2,898. This is an estimate — verify with your lawyer.

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Newfoundland deed fee calculator

estimate
$
Note: Newfoundland has no land transfer tax. This is the deed registration fee: $100 on the first $500 of value, plus $0.40 for each additional $100 (rounded up). A separate fee applies to registering a mortgage.
Estimated registration fee
$0
Registration-of-deeds fee — not a percentage land transfer tax.
Estimate only — not legal or financial advice. This is the registration-of-deeds fee, not a land transfer tax. A separate mortgage registration fee (capped at $5,000) also applies. Verify with your lawyer or Service NL before closing.

Newfoundland deed registration fee (2026)

Property valueFee
Up to $500$100 flat
Over $500$100 + $0.40 per $100 above $500

The $0.40 per $100 equals about 0.4%. "Or part of $100" means each increment rounds up. A separate mortgage registration fee (same structure, capped at $5,000) applies to the loan.

FAQ

Does Newfoundland have a land transfer tax?

No. Newfoundland and Labrador charges only a registration-of-deeds fee, which is far smaller than a percentage-based land transfer tax.

How much is the deed registration fee?

$100 on the first $500 of value, plus $0.40 for each additional $100 (rounded up) — about 0.4%. On a $700,000 home that is about $2,898.

Is there a separate fee for the mortgage?

Yes. Registering the mortgage uses the same fee structure and is capped at $5,000.

Is there a first-time buyer break?

There is no percentage land transfer tax to rebate, so the fee is already minimal for everyone.

Is this calculator exact?

No. It is an estimate of the deed registration fee. Confirm with your lawyer or Service NL.

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Independent & not affiliated. bankratecanada.ca (Overnight) is not affiliated with the Government of Newfoundland and Labrador or any lender. Results are approximate, illustrative estimates — not tax rulings or legal or financial advice. See our Terms and Privacy.
Sources: gov.nl.ca — Registering a deed · gov.nl.ca — Schedule of deed fees (PDF). Reviewed 6 Jul 2026 — estimates only, verify with your province or lawyer.
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