Alberta has no land transfer tax — a big saving versus Ontario or BC. Instead you pay small land title registration fees: one for the transfer and one for the mortgage. Estimate both below.
Alberta charges no land transfer tax. The land title registration fee is $50 plus $5 for every $5,000 of value — for the property transfer and again for the mortgage. On a $700,000 home with a $560,000 mortgage that's about $750 (transfer) + $610 (mortgage). This is an estimate — verify with your lawyer.
| Registration | Fee |
|---|---|
| Transfer of land (property) | $50 + $5 per $5,000 of value |
| Mortgage registration | $50 + $5 per $5,000 of principal |
"Or part thereof" means each $5,000 increment rounds up. Both fees rose to $5 per $5,000 effective October 20, 2024 (Budget 2024). Schedule confirmed effective May 1, 2026.
No. Alberta charges only land title registration fees, which are far smaller than a percentage-based land transfer tax. This is one reason closing costs are lower in Alberta.
Each is $50 plus $5 for every $5,000 of value (rounded up) — one fee on the property transfer and one on the mortgage. On a $700,000 home with a $560,000 mortgage that is about $750 plus $610.
Both the transfer and mortgage fees rose to $5 per $5,000 on October 20, 2024, under Budget 2024. The older rates were $2 and $1.50 per $5,000.
There is no land transfer tax to rebate; the registration fees are already low for all buyers.
No. It is an estimate of the land title registration fees. Confirm with your lawyer or Alberta Land Titles.