Canada's national debt clock

Canada's federal debt is approximately $1.45 trillion and climbing by an estimated $1,300 every second — roughly $40 billion a year. That's about $34,900 per citizen. Watch it tick live on our debt clock.

Quick answer

Canada's federal debt is approximately $1.45 trillion — about $34,900 per citizen — and rising by an estimated $1,300 every second, or roughly $40 billion a year. Higher Bank of Canada interest rates make that debt costlier to service, since more of the budget goes to interest.

National debt (live estimate)
≈ $1.45T
Watch the live clock →

How big is Canada's national debt?

The Government of Canada's gross debt is in the range of $1.45 trillion. Spread across a population of roughly 41.5 million, that's about $34,900 for every person in the country. These are approximate, illustrative figures — the official numbers are published by the Department of Finance Canada.

Why does the debt keep growing?

The debt rises whenever Ottawa runs an annual deficit — spending more than it collects in revenue. Recent deficits have run in the tens of billions per year, which works out to roughly $1,300 a second when you divide it across the year. Interest on the existing debt is itself one of the largest federal expenses.

Federal vs. provincial debt

The national debt clock tracks federal debt only. On top of that, each province carries its own debt — Ontario alone owes over $400 billion. See how the provinces stack up on our provincial debt page, and how it all ties back to interest rates on the Bank of Canada rate tracker. All debt figures on this site are illustrative estimates, not official statistics.

ADVERTISEMENT

Frequently asked questions

How much is Canada's national debt?

Approximately $1.45 trillion (federal gross debt), or roughly $34,900 per citizen — illustrative estimates.

How fast is Canada's debt growing?

At an estimated $1,300 per second, or about $40 billion a year, driven by annual federal deficits.

Does the debt clock include provincial debt?

No — it tracks federal debt only. Provinces carry additional debt on top, such as Ontario's $400B+.

More Canadian rate & debt tools

Independent & not affiliated. bankratecanada.ca (Overnight) is an independent website and is not affiliated with, endorsed by or connected to the Bank of Canada or the Government of Canada. Rate data is from the Bank of Canada Valet API; debt figures are approximate estimates for illustration only. Nothing here is financial, investment, tax or legal advice. See our Terms and Privacy Policy.
Sources: Dept. of Finance Canada — federal public accounts & fiscal data (figures illustrative). Figures update after each official release; reviewed 5 Jul 2026.
© 2026 Overnight · bankratecanada.ca · Terms · Privacy